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Microsoft (MSFT) Value Investing Data

🇺🇸 USMSFT

As of 2026-06-12 · Last updated: 2026-07-07 · Source: SEC EDGAR (10-K, 10-Q), TradingView (price, financials, consensus), Company IR · Prices & financials updated periodically (not real-time) · Information tool (not investment advice)

Microsoft (MSFT) Financial Health Check
In short: A financially solid, high-quality company
Does it earn well?
Yes, very strongly
It earns very efficiently on invested capital and keeps a large slice of each sale as profit.
Metrics · ROE 34.0% · Operating Margin 46.8% · Net Margin 39.3%
Will the company survive?
Low debt burden — stable
Debt is smaller than equity and it can meet short-term obligations.
Metrics · D/E ~30% · Current Ratio 1.28
Is the price expensive now?
Not cheap (fair to slightly pricey)
Because it is a good, popular company, those expectations are already priced in.
Metrics · P/E 20.2 · PEG 1.20 · P/B 7.0

A blue-chip with low debt (~30% D/E) and very strong earnings power (47% operating margin). It has fallen well off its highs, but the price still isn't cheap.

Compiled from public financial data. Not a recommendation to buy or sell any security. · Source: Company filings, TradingView, consensus (margins, debt, liquidity, P/B are TTM), as of 2026-06-12

Business Summary · Key Value Metrics
Windows, Office (Microsoft 365), cloud (Azure), gaming (Xbox), LinkedIn, and AI (Copilot, the OpenAI partnership). FY2025 revenue $282B and operating income $128B.
Current Price
$390.74
+0.1% +$0.40 · Close 2026-06-12
Analyst Consensus Target (external reference)
$559.29
Avg. of 55 external analysts · TradingView (analyst consensus)
Forward P/E
20.2x
FY2026 consensus basis
PEG
1.20
Based on 3-yr EPS growth
ROE
34.0%
TTM
Revenue Growth
+18%
26Q1 YoY (FY26 Q3)
Operating Income Growth
+20%
26Q1 YoY (FY26 Q3)
Market Cap
$2.90T
As of 2026-06-12

Economic Moat · Key Business Segments

Azure is the world's #2 cloud, holding a fiscal-year growth rate of around 30%, while Microsoft 365, Teams, GitHub, and LinkedIn entrench its enterprise ecosystem. Through the OpenAI partnership it has integrated Copilot across its entire product lineup (source: company IR).

Windows / OfficeThe de facto standard in enterprise and personal productivity software, with high switching costs.
AzureThe world's #2 cloud market (behind AWS), with a FY2025 growth rate of about 30%.
OpenAI PartnershipAI integrated across the entire product lineup via Copilot, with exclusive model access.
LinkedInThe world's #1 professional social network, with 1 billion+ users.

10-Year Financial Trends

Fiscal-year revenue grew at a 9-year CAGR of +13.4% and operating income at +19.4%, so profit outpaced revenue. The operating margin is a top-tier 46.8% on a TTM basis, and operating income reaccelerated to +20.0% YoY in 26Q1, after +24.3% in the prior 25Q3 (source: company IR, SEC EDGAR, TradingView).

10-Year Growth

Revenue$282B · CAGR +13.3%
$282B$0.0B20162025
Operating Income$129B · CAGR +19.4%
$129B$0.0B20162025
EPS$13.64 · CAGR +20.4%
$13.64$0.0020162025

10-Year Valuation

P/E (year-end)36.2x · avg 30.9x
43.9x18.9x20162025
ROE32.4% · avg 35.1%
47.5%18.8%20162025
Operating Margin45.6% · avg 37.7%
46.5%27.8%20162025
📊 Annual Data Table (MSFT) — expand/collapse
YearRevenue (B$)Op. Income (B$)EPS ($)P/E (x)ROE (%)Op. Margin (%)
201691.226.12.562022.128.6
201796.6293.2521.229.430
2018110.435.12.1342.820.131.8
2019125.8435.0624.941.834.1
2020143535.7633.639.537
2021168.169.98.0532.346.241.6
2022198.383.49.6525.845.442.1
2023211.988.59.6834.438.241.8
2024245.1109.411.837.33644.6
2025281.7128.513.6436.232.445.6

Recent Quarterly Operating Income

Quarterly operating income YoY growth:

25Q2 +22.9%25Q3 +24.3%25Q4 +20.9%26Q1 +20.0%

9-Year CAGR: Revenue +13.4% · Operating Income +19.4% · Net Income +19.5% · EPS +20.4%

Source: SEC EDGAR (XBRL), stockanalysis, company IR. June fiscal year-end; FY2016–17 on an ASC-606 basis. EPS and P/E are diluted.

Mega-Cap Value Metric Comparison

Its forward P/E of 20.2 is the lowest of the four peers, and its 46.8% TTM operating margin is the highest. Its 34.0% ROE ranks second to GOOGL (38.9%), excluding AAPL, where large buybacks inflate the figure (P/E is forward; ROE and operating margin are TTM; growth is the latest quarter; source: company IR, SEC, TradingView).

Metric★ MSFTGOOGLAMZNAAPL
Fwd P/E20.228.828.631.9
ROE34.0%38.9%24.3%141%*
Revenue YoY Growth+18%+22%+17%+17%
Operating Income YoY Growth+20%+30%+30%+21%
Operating Margin46.8%33.6%12.1%32.6%

* AAPL's ROE includes the cumulative effect of buybacks. P/E = forward; ROE and operating margin = TTM; revenue and operating-income growth = latest quarter (26Q1; FY26 Q3 for MSFT) · Source: company IR, SEC, TradingView, 2026-06-12.

Key Risk Factors (from 10-K)

Surging AI CapEx Surging data-center CapEx is pressuring near-term free cash flow (FCF), which is about $37B on a TTM basis.Source: Company IR, earnings calls
AI Cloud Competition Stronger AI capabilities at AWS and Google Cloud intensify competition for Azure's market share.Source: Company 10-K Risk Factors
Regulatory Risk Ongoing big-tech antitrust and AI regulatory scrutiny in the EU and U.S.Source: Company 10-K Risk Factors
✦ ValueCrab Dashboard PreviewMSFT $390.74 +0.1% · as of 2026-06-12
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Value Investing FAQ (MSFT)

Q. What are Microsoft's (MSFT) key value-investing metrics?Forward P/E 20.2, PEG 1.20, ROE 34.0%, operating margin 46.8%, net margin 39.3%, and a 9-year revenue CAGR of +13.4% (source: company IR, TradingView, as of 2026-06-12).
Q. What is the analyst price-target consensus for Microsoft?The average analyst target is $559.29. This is an external consensus, not our own estimate. Source: TradingView, 2026-06-12.
Q. How does it look by Peter Lynch's PEG rule?At a PEG of 1.20, it sits within the 1.0–1.5 reference range that Peter Lynch suggested in 'One Up on Wall Street' (1989).
Q. Who are the main competitors?In cloud, Amazon AWS and Google Cloud; in productivity software, Google Workspace; in AI, Google and Anthropic, among others.
Q. How were the latest results (26Q1)?Revenue +18.3% YoY and operating income +20.0% (source: company IR, SEC EDGAR, 2026 Q1 earnings release).

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