HomeStocksUSNYSELowe's (LOW)

Lowe's (LOW) Value Investing Data

🇺🇸LOW

As of 2026-08-20 · Last updated: 2026-08-21 · Source: SEC EDGAR (XBRL companyfacts, CIK 0000060667), stockanalysis (price, stats, financials, ratios, consensus), Company IR · Prices & financials updated periodically (not real-time) · Information tool (not investment advice)

Lowe's (LOW) Financial Health Check
In short: A financially solid, high-quality company
Does it earn well?
Yes, solidly
It generates steady profit relative to the capital invested.
Metrics · ROA 12.6% · Operating Margin 11.4% · Net Margin 7.4%
Will the company survive?
Debt is well covered
Operating income covers interest at least 4 times over, a stable cushion.
Metrics · Interest coverage 6.3x · Current ratio 1.10 · book equity distorted by buybacks (D/E not used)
Is the price expensive now?
Not cheap (fair to slightly pricey)
Because it is a good, popular company, those expectations are already priced in.
Metrics · P/E 17.3

Book equity is negative from buybacks — not losses. ROA 12.6% and 6.3x interest coverage are stable, and ~17x forward P/E is undemanding.

Compiled from public financial data. Not a recommendation to buy or sell any security. · Source: stockanalysis (forward P/E; ROA, interest coverage, current ratio, margins TTM), as of 2026-08-20

Business Summary · Key Value Metrics
The #2 home-improvement retailer in the U.S. and Canada (Home Depot is #1). It sells building materials, appliances, lumber, and tools through 1,761 stores (as of 2026-07-31) and online, and is pushing to grow Pro (professional contractor) customers. TTM revenue $90.4B with an 11.4% operating margin.
Current Price
$217.34
-1.21% -$2.66 · Close 2026-08-20
Analyst Consensus Target (external reference)
$254.55
Avg. of 35 external analysts · stockanalysis (35-analyst consensus, Buy)
P/E (TTM)
18.4x
TTM
Operating Margin
11.4%
TTM
Net Margin
7.4%
TTM
ROA
12.6%
TTM (ROA; equity is negative)
Dividend Yield
2.30%
62 consecutive years
Market Cap
$121.9B
As of 2026-08-20

Economic Moat · Key Business Segments

Lowe's is the #2 home-improvement retailer, operating 1,761 stores across the U.S. and Canada (as of 2026-07-31); Home Depot is #1. Recent acquisitions of FBM (building-materials distribution, $8.8B, 2025) and ADG (interior-finishes installation and distribution, $1.3B, 2025) are expanding its Pro (professional contractor) base and distribution reach. Its TTM operating margin of 11.4% trails #1 Home Depot's 12.4% (source: company IR, stockanalysis).

Store Network Scale1,761 stores across all 50 U.S. states plus Canada (as of 2026-07-31), giving #2-scale buying power and logistics.
Pro Customer ExpansionThe 2025 acquisitions of FBM ($8.8B) and ADG ($1.3B) strengthen distribution and installation services for professional contractors.
Economies of ScaleBulk purchasing and a logistics network secure a cost advantage.
Brand RecognitionThe #2 brand in home improvement, behind Home Depot.

10-Year Financial Trends

Revenue grew modestly at a 9-year CAGR of +3.2% ($65.0B in 2016 to $86.3B in 2025). Net income (+8.9%) and especially diluted EPS (+14.6%) rose far faster—driven more by heavy buybacks than by the business: diluted shares fell 36%, from 881M in 2016 to 560M in 2025. Continued buybacks eroded equity, which turned negative in FY2021 (ended 2022-01-28) and was about -$9.9B at FY2025-end. FY2023 revenue fell -11% on the sale of part of the Pro distribution business. In short, EPS growth reflects buybacks more than expansion (source: SEC EDGAR 10-K XBRL, stockanalysis).

10-Year Growth

Revenue$86.3B · CAGR +3.2%
$97.1B$0.0B20162025
Operating Income$10.2B · CAGR +6.5%
$12.1B$0.0B20162025
EPS$11.85 · CAGR +14.6%
$13.20$0.0020162025

10-Year Valuation

P/E (year-end)22.5x · avg 20.2x
22.8x16.3x20212025
ROA12.3% · avg 12.9%
19.5%6.1%20162025
Operating Margin11.8% · avg 10.5%
13.8%5.2%20162025
📊 Annual Data Table (LOW) — expand/collapse
YearRevenue (B$)Op. Income (B$)EPS ($)P/E (x)ROA (%)Op. Margin (%)
2016655.83.4799
201768.66.64.099.89.6
201871.342.846.75.6
201972.16.35.4910.88.8
202089.69.67.7512.510.8
202196.312.112.0419.5218.912.6
202297.110.210.1721.2414.710.5
202386.411.613.216.6318.513.4
202483.710.512.2321.2616.112.5
202586.310.211.8522.5412.311.8

— = no data for that year/metric (P/E omitted before EPS turned positive)

Revenue Growth Trend

Revenue YoY growth:

2021 +7%2022 +1%2023 -11%2024 -3%2025 +3%

9-Year CAGR: Revenue +3.2% · Operating Income +6.3% · Net Income +8.9% · EPS +14.6%

Source: SEC EDGAR XBRL (companyfacts, CIK 0000060667), stockanalysis, company IR. Lowe's has a late-Jan/early-Feb year-end (e.g., the fiscal year ended 2026-01-30). To match EDGAR XBRL frames and stockanalysis, year labels use the fiscal year's 'start' year (e.g., 'FY2025' = 2025-02-01 to 2026-01-30). Revenue, operating income, EPS, and operating margin cover 10 years (2016–2025); P/E covers the last 5 years (stockanalysis). Because buybacks turned equity negative starting in FY2021 (about -$9.9B at FY2025-end), the ROE and P/B series are replaced by ROA due to equity distortion.

Mega-Cap Value Metric Comparison

Lowe's is the #2 home-improvement retailer, with an operating margin (11.4% vs. 12.4%) slightly below #1 Home Depot (HD). Its P/E (18.4x), however, is lower than Home Depot's (24.1x), so valuation is less demanding (source: stockanalysis).

Metric★ LOWHD
Operating Margin11.4%12.4%
P/E (TTM)18.424.1
Dividend Yield2.30%2.71%

P/E and operating margin = TTM · Source: stockanalysis, company filings, 2026-08-20.

Key Risk Factors (from 10-K)

Housing Slowdown High mortgage rates and slower home sales can delay large remodeling projects and soften DIY consumer demand. The company cut its FY2026 outlook to the low end — sales of $92.0B (was $92-94B), comparable sales flat (was flat to +2%), and adjusted diluted EPS of about $12.25 (was $12.25-12.75).Source: Company 10-K Risk Factors · Aug 19, 2026 8-K
Buyback-Driven Negative Equity Sustained buybacks turned equity negative starting in FY2021 (about -$9.9B at FY2025-end)—both the source of fast EPS growth and the flip side of rising financial leverage.Source: SEC EDGAR XBRL
Smaller Than Home Depot It trails #1 Home Depot in revenue scale and operating margin. It acquired FBM and ADG to grow Pro customers, but integration results remain to be seen.Source: Company IR, 10-K
✦ ValueCrab Dashboard PreviewLOW $217.34 -1.21% · as of 2026-08-20
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Value Investing FAQ (LOW)

Q. What are Lowe's (LOW) key value-investing metrics?P/E (TTM) 18.4, operating margin 11.4%, net margin 7.4%, ROA 12.6%, dividend yield 2.30%, and a 9-year revenue CAGR of +3.2% (source: stockanalysis, as of 2026-08-20). Because buybacks left equity negative, ROE and P/B are of limited use.
Q. How is Lowe's as a dividend stock?It's a 'Dividend King' that has raised its dividend for 62 straight years. The current yield is about 2.30% and the payout ratio is about 42%. (This is informational and not a recommendation to buy or sell.)
Q. Why did EPS grow much faster than net income?Because heavy buybacks cut diluted shares about 36% over nine years (881M to 560M). Revenue CAGR was just +3.2%, but capital allocation (buybacks) lifted EPS at a +14.6% CAGR. It's important to separate business growth from EPS growth.
Q. How does it compare with Home Depot?Lowe's is the #2 home-improvement retailer, with an operating margin slightly below #1 Home Depot (11.4% vs. 12.4%). It recently acquired FBM and ADG to grow Pro (professional contractor) customers.

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